New Low Cost, Index-Based 401(k) Announced

St Louis, MO October 30, 2007 -- St. Louis-based Blue Ocean Portfolios, an innovation of Huntleigh Capital Management, Inc., is launching Blue Ocean 401(k), one of the lowest cost, full service 401(k) plans in the industry.

Blue Ocean 401(k) utilizes low cost index mutual funds to construct and maintain diversified model portfolios for the participants to choose from. The average total participant cost in the plan is 0.79% of assets annually, including the expense ratios of the underlying index funds.

The Blue Ocean 401(k) platform encourages the plan participants and sponsors to focus on the three aspects of investing that matter the most: allocation/diversification, fees and rebalancing.

Joe Montanaro, Huntleigh Capital Management Investment Advisor Representative and former Executive Director of the TWA Pilot's 401(k) Plan said, "The solution of using index funds to build a low cost, efficiently diversified, strategic asset allocation portfolio that is rebalanced as needed is like finding the Holy Grail of investing for the average 401(k) participant."

Administration of Blue Ocean 401(k) plans is handled through a partnership with St. Louis-based The401kStore.com Inc. Plan sponsors pay a flat $1200 annual administration fee plus $36 per employee.

Huntleigh Capital Management Principal, Jim Winkelmann said, "The mission of Blue Ocean 401(k) is to bring 401(k) investing to the next level of low fees and optimal investment performance for thousands of American workers."

More information about Blue Ocean 401(k) is available at www.BlueOcean401k.com.

About Blue Ocean Portfolios
Blue Ocean Portfolios is an Innovation of Huntleigh Capital Management, Inc., an SEC registered Investment Advisor managing both institutional and individual assets. Blue Ocean Portfolios was developed as a means to share an accumulated wealth of knowledge with clients all over the world and provide these investors with the optimal risk adjusted portfolios, utilizing Exchange Traded Funds and US Government Bonds.

About The401kStore.com, Inc.
The 401kStore.com, Inc is an independent, National Securities Clearing Corporation (NSCC) trading partner providing instantaneous access and transaction processing for the 401(k) industry. It is a wholly owned subsidiary of QBC, Inc., a respected mid-west regional employee benefits firm. QBC and The401kStore.com provide administrative services to several hundred plans with tens of thousands of participants.

Bookmark this post with:

• 
• 
• 
• 
• 
• 
• 
• 

The Upside of a Down Market

The recent market fluctuations have many investors running for the exits. Those who are selling in a panic, however, are missing out on a golden opportunity. How so? One only needs to turn to another dose of wisdom from Warren Buffett to find the answer.

"If you expect to be a net saver during the next 5 years, should you hope for a higher or lower stock market during that period? Many investors get this one wrong. Even though they are going to be net buyers of stocks for many years to come, they are elated when stock prices rise and depressed when they fall. This reaction makes no sense. Only those who will be sellers of equities in the near future should be happy at seeing stocks rise. Prospective purchasers should much prefer sinking prices."

Investing in a falling market is when savvy investors can really pad their long term returns. Trying to time the market, however, is a losing game.

So how can you stay sane in a tough market and take advantage of it when investments are on sale? Simply stick with these sound investing principles:

1. Take advantage of dollar cost averaging by investing a set amount on a regular basis. You'll automatically buy more shares when prices are low and fewer shares when prices are high.
2. Diversify through asset allocation. Assets classes act differently. While large cap stocks are going up, small caps may lag behind. By using asset allocation to diversify across a number of different asset classes you will minimize the negative impact a drop in any one asset class has on your savings.
3. Regularly rebalance your portfolio. Besides keeping your portfolio in line with your investing goals, rebalancing will also automatically ensure that you buy low and sell high.
   

Following the above tried and true principles, as we do here at Blue Ocean Portfolios using low cost ETFs and index funds, will help you take advantage of the opportunity market volatility creates.

Bookmark this post with:

• 
• 
• 
• 
• 
• 
• 
• 

Par Is Much Better Than Average

Investment performance is like golf, where the underlying benchmark is par. Par does not mean average. The average golfer, like the average mutual fund, does not shoot par. Unlike the pro golfer, the professional money manager often does no better than average and rarely beats par! Indexing enables investors to shoot par every time. Par is much better than average!

Bookmark this post with:

• 
• 
• 
• 
• 
• 
• 
•